An unexpected injury at work can have far-reaching consequences. Some victims face lifelong health issues; others cannot return to work or enjoy the same active lifestyle.
If you were injured while performing a work-related duty, then you may have grounds for a workers’ compensation claim. Unfortunately, many people mistakenly claim less than they should. This is where an injury attorney may be able to help.
Read on for a brief overview of economic and non-economic damages:
Economic Damages
Economic damages cover your direct expenses related to the accident. There are two types of economic damages: medical expenses and lost income.
Medical Expenses
An occupational injury can cost a veritable fortune to treat. Surgeries, X-rays, hospital stays, physical therapy and more can set you back thousands of dollars. Fortunately, you may be able to recover these losses in a workers’ comp claim.
Loss of Income
If you need to take time off work for recovery, then you should include lost income in your claim. If the injury hinders your future earning capacity, then you also may be entitled to compensation for loss of future earnings.
Calculating future loss of earnings is a complex process. Discuss this with your personal-injury lawyer.
Non-Economic Damages
Severe injuries have more than financial implications. The victim may suffer extensive emotional, physical and mental trauma – particularly if the accident caused scarring or disfigurement. According to the New Mexico Legislature, non-economic damages may cover emotional distress and loss of consortium.
Emotional Distress
If your injury caused permanent disfigurement or scarring, then you may be entitled to compensation for emotional distress. However, due to the subjective nature of these damages, they are often difficult to win. You may need expert testimonies to support your claim.
Loss of Consortium
Severe injuries can affect a person’s relationships. This is especially true if injuries cause paralysis or other disabilities. You may be able to claim damages for loss of consortium if the injury prevents you from fulfilling your natural role within the family, such as playing with your kids, supporting your spouse or communicating with loved ones.